About S&A - Services & Advisory

We help New Zealand businesses in two practical ways: keeping the day-to-day numbers tidy, and giving clear, independent advice for bigger decisions. If you need reliable bookkeeping and finance admin, we’ll get you sorted. If you’re planning the next move or seeking funding, we’ll help you do it with confidence.

Our focus is simple: make finance admin dependable and easy to understand. We fit in with your tools, keep communication straightforward, and report on what matters so owners and managers can stay focused on the work.

When strategy or capital is on the table, we bring an experienced outside view. We ask the right questions, clarify priorities, and prepare what’s needed for lenders and stakeholders. Any advice is grounded in clean, current numbers.

We work alongside your accountant so year-end is smooth, records are tidy, and the handover is quick.

What you can expect:

  • Consistent, dependable support

  • Clear visibility of where things are at

  • Practical recommendations

  • A team that’s easy to work with

  • We are not Accountants. We work with Accountants.

    We will work with you and your Accountants. We’ll take the pressure off you, for any and all matters relating to:

    • Accounts Reconciliations

    • Debtors & Creditors

    • GST returns

    • Invoicing

    • Payroll

    • Systems and Processes

    • Training with Xero and other systems

  • At S&A we specialise in helping businesses formalise and communicate their growth and risk management strategies.

    If you’re an operator of a growing business, and think you may need some strategic support within your finance team, but can’t yet justify employing a full time CFO or Finance Manager, talk to us today.

    Money is the fuel of a business and your finance department is the engine room where that fuel is managed!

    We can work with you and your other advisors (especially your accountants) to help analyse financial information and performance, and to communicate that analysis with your business partners (particularly your bank), as well as with your board and/or management team.

  • At S&A we specialise in helping businesses formalise and communicate their growth and risk management strategies.

    Some of the types of reports we can prepare include:

    Quarterly Reports; including covenant reporting

    Trade and Cash Cycle analysis

    Funding proposals (i.e.: for when you’re seeking growth or acquisition finance)

    These type of documents (reports) can help you to better communicate your business’s growth and risk management strategies, along with historical financial performance, with your bank or other investors.

    The better your lending investors understand your business and your business strategies, the more likely it will be that you’ll get a favourable outcome from those lenders.

    Lenders make money by being good at managing risk. As a borrower, you can help them to manage their perceived risks by clearly communicating information about your business. And that’s where S&A can help!

What we do?

  • We provide Commercial Funding Advisory and Strategic & Business Risk Advisory services to growing SME and mid-sized Commercial businesses. We also rely on our wide network of contacts and Independent Associates who can assist with other aspects of business development and the provision of other business services.

  • We work with businesses looking to undertake debt funded expansion, or simply wanting to review their existing business funding facilities. This includes the development of business strategies that are focused on debt and equity management, and preparation of an in-depth funding proposal or review.

  • We work with growing businesses and help them with the development, implementation, and ongoing monitoring of financial and business risk management strategies.

Why we do it?

  • Sadler & Associates was founded by Dion Sadler to be an Advisory service for growing SME and mid-sized Commercial businesses. Advisory services like this are more commonly utilised by, and targeted toward, larger businesses.

    The banking industry is changing rapidly, with the advent of new technologies and the ever-increasing raft of regulations. Banks are set to become more like quasi-wholesalers of banking facilities. If a client request is anything but vanilla, banks will increasingly struggle to accommodate it without the involvement of third-party service and support providers.

    This will lead to bank customers increasingly needing to utilise intermediaries and third-parties to facilitate their interactions with their banks.

  • We aim to provide advisory services to growing businesses who may once not have accessed these types of services.

    Our aim is to help business owners and operators to develop Strategies for Success and build Shareholder Value.

Who are we?

  • In addition to our Founder and Principal Advisor, Dion Sadler, our team includes Associates Stef Sam, Joy de Souza, and Brian Searle.

    Dion has years of experience analysing and managing business risk, and advising to growing businesses.

    Our independent Associates bring a wide range of expertise including Systems and Process Improvement reviews, Strategic and Finance Analysis, and Accounting System reviews and recommendations.

  • We work with businesses looking to undertake debt funded expansion, or simply wanting to review their existing business funding facilities. This includes the development of business strategies that are focused on debt and equity management, and preparation of an in-depth funding proposal or review.

  • We work with growing businesses and help them with the development, implementation, and ongoing monitoring of financial and business risk management strategies.